Ok so lets cut to the chase! Most of us treat insurance like the inflatable life jacket under the seat on an aeroplane. You know it’s there but the chance of needing is zip because hey it’s not like you plan on needing it! And (like the life jacket) when you need it you want it instantly and don’t give a damn about instructions!
The point is this, like every other part of life, accidents happen at polocrosse. They happen on the field and they happen off the field. The better we all understand our insurance and what causes us to use it the better informed we are. All members are encouraged to do their part in ensuring our insurance system works as best it can. Read about it, let the State know if something can be improved and when filling out paperwork please take the time to put in as much detail as you can. If you’re not that great at writing get someone who is to give you a hand. No one likes doing paperwork but doing it properly and accurately could mean the difference between someone getting their medical expenses covered or not. Good reporting may also help get a rule changed that helps prevent future accidents.